Instant Settlement
Get paid immediately when readers purchase. No multi-day processor delay.
Fee Calculator
Creator Fee Calculator
Traditional publishing platforms take 10% plus payment processing. Plumaden keeps the fee simple at 10.0% with crypto-native unlocks.
Calculator
Monthly revenue comparison
Change the revenue number and the fee model updates immediately.
Substack
Platform fee plus Stripe estimate.
Platform fee (10%)
-$500
Stripe fee (~2.9% + $0.3)
-$160
Total fees
-$660
You keep
$4,340
86.8% of revenue
Plumaden
Simple platform fee, no Stripe line item.
Platform fee (10.0%)
-$500
Payment processing
$0
Total fees
-$500
You keep
$4,500
90% of revenue
Your Savings
Estimated delta versus the Substack model.
$160
per month
Estimated annually
$1,920
Platform Comparison
What changes when payments are native
| Feature | Substack | Plumaden |
|---|---|---|
| Platform Fee | 10% | 10.0% |
| Payment Processing Fee | ~2.9% + $0.3 | $0 (crypto) |
| Total Effective Rate | ~13-14% | 10.0% |
| Payment Settlement | 3-5 business days | Instant |
| Chargebacks | Risk of fraudulent chargebacks | None (blockchain final) |
| Geographic Restrictions | Stripe-supported countries only | Global crypto payments |
| Payment Transparency | Platform controlled | Blockchain verified |
Why crypto payments
Less payment plumbing between writers and readers
Global Reach
Accept payments from readers in more places without bank-card rails deciding the route.
No Chargebacks
Blockchain transactions are final, so settled payments are not reversed later by card disputes.
Stablecoin Support
Use USDC for stable dollar-denominated pricing while retaining crypto-native settlement.
Payment Transparency
Every payment can be verified on-chain by the platform, creator, and reader.
Flexible Pricing
Set prices in supported assets and give readers multiple ways to unlock premium work.
Ready to keep more of your earnings?
Start publishing with crypto-native payments.
Free to start. No credit card required. Only pay when you earn.
FAQ
Common questions
Do my readers need crypto to pay?
Yes. Readers pay with supported crypto assets such as ALGO or USDC on Algorand. Many readers already use wallets such as Pera Wallet or Defly.
What about price volatility?
USDC pricing lets you set stable dollar-denominated prices. Readers pay a stablecoin amount and creators receive stable value, minus the platform fee.
How do I convert crypto to cash?
Creators can convert earnings through exchanges or wallet-supported cash-out flows. Availability and timing depend on the service you choose.
Can I import my Substack subscribers?
You can export a subscriber list and use it to invite readers to follow you on Plumaden. Direct import tooling can build on that workflow.
Why Algorand instead of Ethereum?
Algorand offers fast finality, low transaction costs, and practical stablecoin support for small premium-content unlocks.